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I was looking at my credit card’s statement of account this morning and it reminded me that I am going to pay for my dues again. It is pay time and to avoid getting myself into financial trouble, I have to settle much of my account balance on or before the due date to avoid the hassle of interest and fines. Geee, this is not the happy part of having a credit card, paying for all those swiping sprees hehehhe..

Using your credit card is much like getting a loan, you have to pay, if possible, all your balance on time or you will incur charges for your outstanding balance. Unlike inheritance rights cash advances which do not incur interest rates and do not have a so called payment schedule, loans and credit cards can get you into much trouble if you are not disiplined in paying on time.