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	<title>Comments on: Personal Free Insurance Certificate from PhilAm Plans</title>
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	<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/</link>
	<description>Blogging Life as I See It by Rhodilee Jean Apostol Dolor</description>
	<lastBuildDate>Thu, 05 Jan 2012 14:39:32 +0000</lastBuildDate>
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		<title>By: G. Santos</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-44169</link>
		<dc:creator>G. Santos</dc:creator>
		<pubDate>Mon, 04 Apr 2011 11:30:48 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-44169</guid>
		<description>Good thing I&#039;ve read these comments. Thanks for the heads up. I will just reject the Philam staff tomorrow and I will just be honest with her that I&#039;m not really interested in getting an insurance in the first place.
Guys, just pray. WE have to trust God with our actions and decisions. WE have to include Him so we&#039;ll not get lost along the way. I believe that HE lead me to read this page.

God bless!</description>
		<content:encoded><![CDATA[<p>Good thing I&#8217;ve read these comments. Thanks for the heads up. I will just reject the Philam staff tomorrow and I will just be honest with her that I&#8217;m not really interested in getting an insurance in the first place.<br />
Guys, just pray. WE have to trust God with our actions and decisions. WE have to include Him so we&#8217;ll not get lost along the way. I believe that HE lead me to read this page.</p>
<p>God bless!</p>
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		<title>By: the dentist</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-39825</link>
		<dc:creator>the dentist</dc:creator>
		<pubDate>Wed, 19 Jan 2011 08:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-39825</guid>
		<description>i got a call other day and was not aware of this scam, they asked me to go tgere this thursday. then they called again today and ask me if i could bring my metrobank credit card... i was a bit surprised so i google it and found this page... im so thankful... my curiosity saved me! thumbs up for this page and im hoping that everyone will be aware so that we will not be victimized by fraud statements of this insurance company -philam.</description>
		<content:encoded><![CDATA[<p>i got a call other day and was not aware of this scam, they asked me to go tgere this thursday. then they called again today and ask me if i could bring my metrobank credit card&#8230; i was a bit surprised so i google it and found this page&#8230; im so thankful&#8230; my curiosity saved me! thumbs up for this page and im hoping that everyone will be aware so that we will not be victimized by fraud statements of this insurance company -philam.</p>
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		<title>By: the dentist</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-43965</link>
		<dc:creator>the dentist</dc:creator>
		<pubDate>Wed, 19 Jan 2011 08:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-43965</guid>
		<description>i got a call other day and was not aware of this scam, they asked me to go tgere this thursday. then they called again today and ask me if i could bring my metrobank credit card... i was a bit surprised so i google it and found this page... im so thankful... my curiosity saved me! thumbs up for this page and im hoping that everyone will be aware so that we will not be victimized by fraud statements of this insurance company -philam.</description>
		<content:encoded><![CDATA[<p>i got a call other day and was not aware of this scam, they asked me to go tgere this thursday. then they called again today and ask me if i could bring my metrobank credit card&#8230; i was a bit surprised so i google it and found this page&#8230; im so thankful&#8230; my curiosity saved me! thumbs up for this page and im hoping that everyone will be aware so that we will not be victimized by fraud statements of this insurance company -philam.</p>
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	<item>
		<title>By: Haroh</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-33853</link>
		<dc:creator>Haroh</dc:creator>
		<pubDate>Mon, 04 Oct 2010 20:38:57 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-33853</guid>
		<description>whew. i got the same call yesterday from PhilAms Davao.
i was also skeptical so I googled for scams. Good thing i bumped into this post.

thanks.</description>
		<content:encoded><![CDATA[<p>whew. i got the same call yesterday from PhilAms Davao.<br />
i was also skeptical so I googled for scams. Good thing i bumped into this post.</p>
<p>thanks.</p>
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	<item>
		<title>By: Haroh</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-43964</link>
		<dc:creator>Haroh</dc:creator>
		<pubDate>Mon, 04 Oct 2010 20:38:57 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-43964</guid>
		<description>whew. i got the same call yesterday from PhilAms Davao.
i was also skeptical so I googled for scams. Good thing i bumped into this post.

thanks.</description>
		<content:encoded><![CDATA[<p>whew. i got the same call yesterday from PhilAms Davao.<br />
i was also skeptical so I googled for scams. Good thing i bumped into this post.</p>
<p>thanks.</p>
]]></content:encoded>
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		<title>By: Rachelle</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-30272</link>
		<dc:creator>Rachelle</dc:creator>
		<pubDate>Tue, 27 Jul 2010 10:39:40 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-30272</guid>
		<description>Hi. Wow. Great thanks to your blogs.... I already confirmed to a PhilAm agent MS. Luisa Lee that I will be meeting them tomorrow at around 3pm Philam office Robinson Ortigas and she said that I have to look for Mr. Sherwin Pepito or Ms. Hanna Tsuji. Luisa Texted me &quot;MY SECURITY CODE&quot; kuno daw... But thanks for your blogs.. Now I know what kind of modus is this again. I have encounter two scum before this first was the &quot;budolbudol gung when I was in 2nd year college&quot; and the second one is thru my yahoo mail where they used my account and send message that I am needing a financial help.. This PHILAM insurance soon to be the third one.. I am so lucky that i have search &quot;philam insurance cerificate&quot; where i was able to read all yout blogs.. Many Thanks to all.</description>
		<content:encoded><![CDATA[<p>Hi. Wow. Great thanks to your blogs&#8230;. I already confirmed to a PhilAm agent MS. Luisa Lee that I will be meeting them tomorrow at around 3pm Philam office Robinson Ortigas and she said that I have to look for Mr. Sherwin Pepito or Ms. Hanna Tsuji. Luisa Texted me &#8220;MY SECURITY CODE&#8221; kuno daw&#8230; But thanks for your blogs.. Now I know what kind of modus is this again. I have encounter two scum before this first was the &#8220;budolbudol gung when I was in 2nd year college&#8221; and the second one is thru my yahoo mail where they used my account and send message that I am needing a financial help.. This PHILAM insurance soon to be the third one.. I am so lucky that i have search &#8220;philam insurance cerificate&#8221; where i was able to read all yout blogs.. Many Thanks to all.</p>
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		<title>By: Rachelle</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-43963</link>
		<dc:creator>Rachelle</dc:creator>
		<pubDate>Tue, 27 Jul 2010 10:39:40 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-43963</guid>
		<description>Hi. Wow. Great thanks to your blogs.... I already confirmed to a PhilAm agent MS. Luisa Lee that I will be meeting them tomorrow at around 3pm Philam office Robinson Ortigas and she said that I have to look for Mr. Sherwin Pepito or Ms. Hanna Tsuji. Luisa Texted me &quot;MY SECURITY CODE&quot; kuno daw... But thanks for your blogs.. Now I know what kind of modus is this again. I have encounter two scum before this first was the &quot;budolbudol gung when I was in 2nd year college&quot; and the second one is thru my yahoo mail where they used my account and send message that I am needing a financial help.. This PHILAM insurance soon to be the third one.. I am so lucky that i have search &quot;philam insurance cerificate&quot; where i was able to read all yout blogs.. Many Thanks to all.</description>
		<content:encoded><![CDATA[<p>Hi. Wow. Great thanks to your blogs&#8230;. I already confirmed to a PhilAm agent MS. Luisa Lee that I will be meeting them tomorrow at around 3pm Philam office Robinson Ortigas and she said that I have to look for Mr. Sherwin Pepito or Ms. Hanna Tsuji. Luisa Texted me &#8220;MY SECURITY CODE&#8221; kuno daw&#8230; But thanks for your blogs.. Now I know what kind of modus is this again. I have encounter two scum before this first was the &#8220;budolbudol gung when I was in 2nd year college&#8221; and the second one is thru my yahoo mail where they used my account and send message that I am needing a financial help.. This PHILAM insurance soon to be the third one.. I am so lucky that i have search &#8220;philam insurance cerificate&#8221; where i was able to read all yout blogs.. Many Thanks to all.</p>
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		<title>By: Sparkee</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-30269</link>
		<dc:creator>Sparkee</dc:creator>
		<pubDate>Tue, 27 Jul 2010 08:10:01 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-30269</guid>
		<description>Hi, just wanted to bump your blog up since this philam plans scam is ongoing again here in the Northern provinces of Luzon. 

Same M.O. 

Same techniques to try and get you to hand over your CC. 

So I hope others will be forewarned when they receive a call from them. hehe</description>
		<content:encoded><![CDATA[<p>Hi, just wanted to bump your blog up since this philam plans scam is ongoing again here in the Northern provinces of Luzon. </p>
<p>Same M.O. </p>
<p>Same techniques to try and get you to hand over your CC. </p>
<p>So I hope others will be forewarned when they receive a call from them. hehe</p>
]]></content:encoded>
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	<item>
		<title>By: Sparkee</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-43962</link>
		<dc:creator>Sparkee</dc:creator>
		<pubDate>Tue, 27 Jul 2010 08:10:01 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-43962</guid>
		<description>Hi, just wanted to bump your blog up since this philam plans scam is ongoing again here in the Northern provinces of Luzon.

Same M.O.

Same techniques to try and get you to hand over your CC.

So I hope others will be forewarned when they receive a call from them. hehe</description>
		<content:encoded><![CDATA[<p>Hi, just wanted to bump your blog up since this philam plans scam is ongoing again here in the Northern provinces of Luzon.</p>
<p>Same M.O.</p>
<p>Same techniques to try and get you to hand over your CC.</p>
<p>So I hope others will be forewarned when they receive a call from them. hehe</p>
]]></content:encoded>
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		<title>By: JEM</title>
		<link>http://rhodilee.com/personal-free-insurance-certificate-from-philam-plans/#comment-28290</link>
		<dc:creator>JEM</dc:creator>
		<pubDate>Fri, 07 May 2010 01:43:38 +0000</pubDate>
		<guid isPermaLink="false">http://rhodilee.com/?p=4795#comment-28290</guid>
		<description>STATUS OF MY DISPUTE with PHILAM PLANS

Hello po!
yung comment ko po last November 6, 2009, 8:33 pm (you can refer above po)

I wasn&#039;t able to update everyone regarding that dispute. After all the waiting.... mine has been resolved. Thanks to HSBC. I think that was around the 1st week or 2nd week of April when I received the charge-back for the entire amount plus credits for finance charges coz i&#039;ve been paying my card in full.

I sent a written request to PHILAM PLANS main office in Manila and in Cubao re: my request for the cancellation with the details of what really happened to me. (sent them through LBC Nov9, 2009) I received a call from the main office around Nov 11 and i was told they will investigate on it. I faxed to HSBC all the necessary docs/receipts/letters form philam plans that will be helpful to expedite the process of my dispute. HSBC rep also advised me to change my account number, which i did that same month (Nov2009). A few calls every now and then to check the status, then i got tired of it. when i checked in April i was surprised that everything was credited back to my HSBC credit card.

I hope all of us will learn from this. Especially ME. :) before buying anything or getting yourself to anything that involves your hard-earned money, make a RESEARCH first. listen to what others have to say. make sure you&#039;re not being deceived. take time to validate, to evaluate all the details when you can. Coz in the end, we will be the ones who&#039;ll be at the losing/winning end, right? :)

Let&#039;s pray for the others who were victims of these companies, that will win and recover their losses. hope no one will be added to the victims.

*sighs* i really feel better now. i guess this will be my last comment here. for the others, feel free to send me a personal message at the email address i indicated above.

God Bless you and your families!</description>
		<content:encoded><![CDATA[<p>STATUS OF MY DISPUTE with PHILAM PLANS</p>
<p>Hello po!<br />
yung comment ko po last November 6, 2009, 8:33 pm (you can refer above po)</p>
<p>I wasn&#8217;t able to update everyone regarding that dispute. After all the waiting&#8230;. mine has been resolved. Thanks to HSBC. I think that was around the 1st week or 2nd week of April when I received the charge-back for the entire amount plus credits for finance charges coz i&#8217;ve been paying my card in full.</p>
<p>I sent a written request to PHILAM PLANS main office in Manila and in Cubao re: my request for the cancellation with the details of what really happened to me. (sent them through LBC Nov9, 2009) I received a call from the main office around Nov 11 and i was told they will investigate on it. I faxed to HSBC all the necessary docs/receipts/letters form philam plans that will be helpful to expedite the process of my dispute. HSBC rep also advised me to change my account number, which i did that same month (Nov2009). A few calls every now and then to check the status, then i got tired of it. when i checked in April i was surprised that everything was credited back to my HSBC credit card.</p>
<p>I hope all of us will learn from this. Especially ME. <img src='http://rhodilee.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  before buying anything or getting yourself to anything that involves your hard-earned money, make a RESEARCH first. listen to what others have to say. make sure you&#8217;re not being deceived. take time to validate, to evaluate all the details when you can. Coz in the end, we will be the ones who&#8217;ll be at the losing/winning end, right? <img src='http://rhodilee.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Let&#8217;s pray for the others who were victims of these companies, that will win and recover their losses. hope no one will be added to the victims.</p>
<p>*sighs* i really feel better now. i guess this will be my last comment here. for the others, feel free to send me a personal message at the email address i indicated above.</p>
<p>God Bless you and your families!</p>
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